About St. James's Place Wealth Management

St. James’s Place Wealth Management believe there are no off-the-shelf solutions because in our experience every single one of our clients has their own personal concerns, responsibilities and ambitions. The solutions that work for one, simply would not work for another. Basing their service on this principle, our experienced advisers, who make up the St. James's Place Partnership, have built quite exceptionally strong, trusted and lasting relationships with their clients be they individual or corporate.

The St. James's Place Group offers a wide range of high quality wealth management services to businesses and individuals. With over 400,000 clients and £16.5 billion funds under management, we are well established as one of the UK's leading wealth management organisations.

St. James’s Place provide reliable and expert advice for individuals and businesses seeking to achieve four principal financial objectives: 
 

  • Build and preserve your capital
  • Manage your cash and borrowings
  • Protect yourself against financial risk
  • Manage your business more effectively

Whatever the situation, we respond with reliable and personal advice designed to suit our clients' individual requirements.

An important point to bear in mind is that the St. James's Place Wealth Management Group guarantees the advice given by its representatives when recommending any of the products and services provided by companies in the group.

Running a business today is more than a full time job. Increasingly, employers and business leaders are expected to take greater responsibility for employee well-being as the Government moves more of the welfare burden onto employers. In addition, as a Director you need to look after your own increasingly complex personal financial affairs. As always, good planning is key to ensuring financial security over the longer term. However, it's difficult for any one individual to keep up with the ever-changing minutiae of the financial world, so taking advice is key to Directors achieving success.

Your St. James’s Place Partner will be able to provide support in a number of areas including:

  • Establishing whether ‘Creating Financial Independence’ from your business is an achievable and realistic objective
  • Setting up or reviewing existing Group pension schemes
  • Ensuring that the appropriate shareholder / partnership protection is in place
  • Setting up or reviewing existing employee benefits schemes
  • Carrying out Business Liability Assessments, clarifying the position with Business Wills and checking that you qualify for Business Property Relief
  • Developing an effective exit strategy from the Business

 
Challenges for your business

Running a business today takes a great deal of hard work and commitment.  The pressures of maintaining the pace in competitive markets mean that the future wellbeing of the business tends to take priority over time spent on planning your own financial objectives.
 
As well as the challenges you face in the day to day running of your business you will also need to consider:
 
  • Creating financial independence from your business
  • Ensuring cash assets in the business are invested to maximise returns and tax efficiency
  • Establishing an effective exit or transition strategy
  • Structuring your remuneration tax efficiently and cost effectively
  • Arranging appropriate agreements and insurance with your fellow shareholders to resolve disputes and maximise tax efficiency
  • Identifying and mitigating the liabilities that could be created by the loss of a key person

Rising to these challenges and continuing to run your business successfully isn’t an easy task.  That is why, by taking time to understand your business, we can help meet your aims, so you can concentrate on what you do best – managing your business.

We are not only experts in our chosen field, but we also have access to other specialists, so that, through one relationship, your business can benefit from expert advice in every area of corporate financial planning, helping you to deliver your short term objectives. 

Our Market Place

The UK comprises one of the highest populations of high net worth individuals in Western Europe*. The majority of these individuals will have an increasing need for advice as financial markets become ever more complex and governments and employers continue to transfer the burden of provision to the individual.

We specialise in meeting the financial needs of people who have created more capital, or who earn higher incomes than average, and whose circumstances are therefore more complicated than usual.  We provide a highly professional service delivering reliable and personal advice designed to suit individual requirements

*Source: Datamonitor – Western European Wealth Market Database September 2008


Next Step - All consultations are free of charge. 

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Members of the St. James's Place Wealth Management Group are authorised and regulated by the Financial Services Authority. The St. James's Place Partnership and the title 'Partner' are the marketing terms used to describe the representatives of the
St. James's Place Wealth Management Group.
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